The Retirement Channel

Building a Better U.S. Economy

This shouldn’t surprise anyone, but public trust in the federal government is eroding. Sixty years ago, 75 percent of Americans expressed faith in the government to do the right thing “most of the time” or “just about always.” Seventy-five percent! You can’t get 75 percent of people to agree on anything now, as the recent “Laurel or Yanny” video proved.

Tackling Student Debt and College Savings Plan Myths

The cost of a college education continues to rise, and along with it, student debt. Roger Michaud, senior vice president and director of college savings for the Franklin Templeton 529 College Savings Plan, and Mike O’Brien, director, Program Marketing, Global Client Marketing, look at how mounting student debt could have a long-term impact on one’s future.

John Williams Takes the “Under” on Expected Rate Hikes

John Williams, one of the newest members of the Federal Open Market Committee, wrote an article titled “The Future Fortunes of R-star: Are They Really Rising?” where he summarized his views on real neutral interest rates.

Weekly Unemployment Claims: Up 11K from Last Week

This morning's seasonally adjusted 234K new claims, up 11K from the previous week's revised figure, was worse the forecast of 220K. From the release: "The claims taking procedures in Puerto Rico and in the Virgin Islands have still not returned to normal."

How to Convert an Acquaintance to a Prospect without Being Awkward

How should you approach a casual acquaintance and open the dialogue about working together?

Demographics: The Growing Prime Working Age Population

Demographics is a key driver of economic growth (and, thus, the stock market). Many investors fret over the aging of the Boomer generation. But the Millennial and Gen X birth cohorts are almost twice as large as the Boomers. Behind the Millennials is Gen Z, a group almost as large as the Boomers.

When Clients Spend Themselves into Oblivion

What do you do when one of your best clients is spending their way into oblivion?

How to Fire a Client

The decision to "fire" a client is painfully difficult. Many planners are reluctant to disengage with difficult clients due to a sense of responsibility. If you are contemplating firing some of your clients, the following steps will ease the break-up and ensure a minimum of follow-on damages.

Are You Prepared for Rising Interest Rates?

Interest rates continue their upward trend. In March, the US Federal Reserve (Fed) hiked the federal funds rate by 25 basis points to a target range of 1.5% to 1.75%, citing strength in the US labor market, a low unemployment rate and moderate economic growth.

A Strong Defense Can Win Championships: Actively Managing Your Cash and Short‑Term Investments

We are positioning our ultra-short and short-term bond portfolios with the goal of not only navigating rising rates but also ultimately benefiting from them.

Am I the Only One Who Thinks Fee Compression is Hogwash?

Everyone keeps saying that advisor fees are on the decline. Hogwash!

The Power of Advisor Content Marketing: Five Smart Steps to Harvest Quality Prospects

Content marketing creates and shares content to attract, engage and inspire a chosen audience.

To Crack into Prospects, Try Cracking Them Up

Humor is a lethal weapon. To connect better with your audience, refresh them, relieve tension in stressful situations and be more relatable and real to the people you want to impress, here are ways to infuse humor into your business, and some that you’re better off leaving out.

An Unconventional New Government in Italy

Two months after the Italian election, the country is on the verge of a new government led by the right-wing La Lega and left-wing Five Star movement. While markets take some time to digest the full implications of this unusual tie-up, David Zahn, Franklin Templeton’s head of European Fixed Income, offers his analysis of the political situation.

The Big Four Economic Indicators: Industrial Production Up 0.7% in April

Today's report on Industrial Production for April shows a 0.7% increase month-over-month, which was better than the consensus of 0.5%. The year-over-year change is 3.46%, down slightly from last month's YoY increase. Annual revisions were made to the entire series incorporating new benchmark data and monthly and seasonal factor revisions. The indicator is currently at an all-time high.