The Retirement Channel

US Tax Reform: What Investors Need to Know

On December 2, Senate Republicans managed to obtain enough votes to pass sweeping US tax reform legislation, but with several changes compared with the original House of Representatives’ bill. At more than 470 pages, the “Tax Cuts and Jobs Act” is certainly not a light read.

US Tax Reform: What Investors Need to Know

Test of Franklin Templeton

How Much Can I Spend in Retirement?

How much can clients spend sustainably in retirement? This presentation provides an overview of Wade Pfau’s new book, How Much Can I Spend in Retirement? A Guide to Investment-Based Retirement Income Strategies, which focuses on sustainable spending from investments. He will explain the financial planning research on sustainable spending from investment portfolios in the face of a variety of retirement risks. You will also learn:

  • The origins of the 4% rule
  • How various assumptions impact the 4% rule
  • Whether 4% rule is appropriate for today’s retirees

Wade will answer attendees’ questions during the webinar and will be available to continue the discussion on APViewpoint.

Why Clients Ignore Your E-Newsletters

Even if you don’t mislead or offend clients, if you bore them, the time and effort to communicate with clients is wasted. There are six components to doing a great job of communicating online. While some advisors get two or three of them right, almost no one nails all six … and as a result, you aren’t getting the return that you could.

Battle Emerging-Market Downside by Going Multiple

Emerging markets offer investors plenty of opportunity, but managing downside risk effectively is critical. A flexible framework that integrates multiple asset classes can help.

Explore the surprising savings opportunities of an HSA

Unique tax breaks let you keep more.

The “Twin” Deficits

Nothing causes more anger, confusion, and bewilderment than the trade deficit – that is, except for the federal budget deficit. In past decades, these were often called “the twin deficits.” They are not identical, but they are related.

Weekly Unemployment Claims: Down 10K

Today's seasonally adjusted 239K new claims, down 10K from last week's revised 252K, was slightly better than the forecast of 240K. From the release: "Claims taking procedures continue to be disrupted in the Virgin Islands. The ability to take claims has improved in Puerto Rico. "

Weighing the Week Ahead: Will Black Friday Lead to a Green Market?

The economic calendar includes few reports, crammed into two days of a holiday-shortened week. Many will be taking time off – including some of the “A List” pundits. I expect to see some new faces on financial television and a lot of discussion about consumers and the economy. Many will be asking: What does Black Friday mean for the economy, and for stocks?

Annual Beneficiary Audits: As Important as a Will

Many investors assume a will dictates where their assets will go. But without properly designated beneficiaries, investors may not reach their legacy goals.

Ongoing Contributions to a Donor Advised Fund

While the initial gift to a client’s fund may tend to be the largest, we should not ignore the opportunity to continue to incorporate donor-advised funds into the client’s ongoing charitable plan.

Neil Hennessy – The Opportunities in Mid-Cap and Japanese Stocks

Neil Hennessy is a portfolio manager and chief investment officer at Hennessy Funds. In this interview, he discusses the compelling opportunities in mid-cap and Japanese stocks, and what RIAs should be doing in advance of the next market correction.

How do you measure an active manager’s success?

Financial research and technology can dissect individual funds to attribute the reasons behind performance.

Seven Tips for a Firm Name Prospects Won’t Forget

Most firm names are so bland and nondescript that it’s like having no name at all. There’s zero brand identity. Here are some of the worst mistakes advisors have made naming their firms.

Still Laboring

The trend is global: most countries are experiencing a relative increase in workforce participation among older workers.