The Insurance & Annuities Channel

Which factor-based strategy is most likely to outperform over the long term on a risk-adjusted basis

This is the third week of a weekly poll series we will launch on our site. It takes one minute and once you submit your response you'll be taken to a page where you can see the results. Continue the conversation on the results page about why you chose your answer by clicking on "COMMENT ON" APViewpoint link.

Why Clients Ignore Your E-Newsletters

Even if you don’t mislead or offend clients, if you bore them, the time and effort to communicate with clients is wasted. There are six components to doing a great job of communicating online. While some advisors get two or three of them right, almost no one nails all six … and as a result, you aren’t getting the return that you could.

Explore the surprising savings opportunities of an HSA

Unique tax breaks let you keep more.

The Bonfire Burns On

The volume of daily economic lunacy that lights up my various devices is truly stunning, and it seems to be increasing. I shared a little of it with you in last week’s “Bonfire of the Absurdities.” Since it’s a holiday weekend and I was traveling all week, today I’ll just give you a few more absurdities to ponder. And this shorter letter will lighten your weekend reading load.

The “Twin” Deficits

Nothing causes more anger, confusion, and bewilderment than the trade deficit – that is, except for the federal budget deficit. In past decades, these were often called “the twin deficits.” They are not identical, but they are related.

Weekly Unemployment Claims: Down 10K

Today's seasonally adjusted 239K new claims, down 10K from last week's revised 252K, was slightly better than the Investing.com forecast of 240K. From the release: "Claims taking procedures continue to be disrupted in the Virgin Islands. The ability to take claims has improved in Puerto Rico. "

Which type of annuity are you most likely to recommend to a client?

This is the second week of a weekly poll series we will launch on our site. It takes one minute and once you submit your response you'll be taken to a page where you can see the results. Continue the conversation on the results page about why you chose your answer by clicking on "COMMENT ON" APViewpoint link.

Poll question: Which type of annuity are you most likely to recommend to a client?

Insurance & Annuities Poll: The Results

Annual Beneficiary Audits: As Important as a Will

Many investors assume a will dictates where their assets will go. But without properly designated beneficiaries, investors may not reach their legacy goals.

Time to Trim, but Not Abandon Gold

Gold has performed surprisingly well this year. Russ discusses why that might not be the case going forward, and it may be time to pare positions.

Conference Board Leading Economic Index: Rebound in October

The latest Conference Board Leading Economic Index (LEI) for October increased to 130.4 from 128.9 in September. The Coincident Economic Index (CEI) came in at 116.2, up from the previous month.

How Have Hurricanes Harvey, Irma and Maria Impacted the Municipal Bond Market?

The financial impact of 2017’s three devastating hurricanes has varied greatly depending on the region affected. From a credit standpoint, the most important takeaway is that each region’s ability to withstand the financial impact of the storms depends on its credit quality ahead of the storm.

Still Laboring

The trend is global: most countries are experiencing a relative increase in workforce participation among older workers.

The Big Four Economic Indicators: Industrial Production Up 0.9% in October

Today's report on Industrial Production for October shows a 0.9% increase month-over-month, which was better than the Investing.com consensus of 0.5%. Industrial Production peaked in November 2014, only one point higher than its pre-recession peak in November 2007. The year-over-year change is 2.88 percent, up from last month's YoY increase.

Where, Oh Where is my Calling List?

In my last article, I gave an overview of marketing funnels and their important role in marketing for financial advisers. This article will cover the first step – lead generation – and why sales is no longer about the calling list.