Helping Investors Plan for Retirement
Dimensional Fund Advisors will share research that can help advisors design and implement solutions for clients saving for or already in retirement. Participants will learn:
- How much should an investor save for retirement?
- Adjusting savings rates in response to changes in household income can prove more effective than applying a static, rule-of-thumb- approach to saving for retirement.
- How much income do you need in retirement?
- The speakers will share a framework for understanding why the answer to this difficult question should be customized for each individual, based on their lifestyle and income prior to retirement.
- How much retirement income can your portfolio support?
- When planning for retirement, often the primary goal is supporting a desired level of income in retirement. This helps define the primary risk for investors saving for retirement: uncertainty about in-retirement income their investments can support. Dimensional has developed an approach centered on a broader risk management framework that focuses on retirement income and managing investment risks that may affect that goal.
- Get ahead of the session, and preview the Retirement Income Calculator tool here:https://us.dimensional.com/retirement-professional/retirement-calculator
All presenters will answer attendees’ questions during the webinar and will be available to continue the discussion on APViewpoint.
Germany, Startups, and Inflation
Wie Gehts mit Deutschland?; Jump-Starting U.S. Startups; Big Data Is Changing Inflation
Copper Well Positioned to Lead the Next Resource Cycle
Global copper capacity could be short some 41,000 tons by as early as 2021, says one commodities research firm. Meaning: We could be looking at another commodities super-cycle, with the red metal leading the way.
Time to Change Strategy
Friends don’t let friends buy and hold. At a minimum, you need some type of hedging program on your equity portfolios. Using a simple 200-day moving average to signal the time for going to cash, while not the best, will help protect you from the worst of a massive bear market.
S&P 500 Snapshot: Just Off All Time High
The S&P 500 ended the week a fraction of a percent off the all-time high. The index spent most of the week around its last all-time high, began to fall on Wednesday, and bounced back on Friday. It is up 0.96% from yesterday, up 0.2% from last week, and up 17.50% YTD.
The Big Four Economic Indicators: April Nonfarm Employment
This commentary has been updated to include this morning's release of Nonfarm Employment. April's 263K increase in total nonfarm payrolls had revisions that resulted in 16K more jobs than previously reported. The Investing.com consensus was for 181K new jobs and the unemployment rate to remain at 3.8%.
The S&P 500, Dow and Nasdaq Since Their 2000 Highs
This update is in response to a standing request for real (inflation-adjusted) charts of the S&P 500, Dow 30, and Nasdaq Composite.
The Latest Look at the Total Return Roller Coaster
Here's an interesting set of charts that will especially resonate with those of us who follow economic and market cycles. Imagine that five years ago you invested $10,000 in the S&P 500. How much would it be worth today, with dividends reinvested but adjusted for inflation? The purchasing power of your investment has increased to $16,627 for an annualized real return of 9.77%.
S&P 500 ETFs
The S&P 500 ETFs tracked include State Street Global Advisors’ SPDR (SPY), iShares Core S&P 500 ETF (IVV), and Vanguard’s S&P 500 ETF (VOO).
Eurozone Debt Disputes Make an Unhappy Union
Once upon a time, bonds backed by a government’s full faith and credit pledge were generally considered less risky than corporate bonds. Times have changed. In today’s political climate, not all governments inspire us with the same confidence.
Emerging Market Stocks Underperform When the US Dollar Strengthens…Here’s Why
The relationship between the performance of emerging market stocks and the US dollar is one of the tightest macro relationships that exists in investing.
Five Key Ways Advisors Deliver Value in 2019
What is the value of a financial advisor in 2019? We break down the full value of an advisor’s services in this easy-to-follow equation.
Monthly Market Commentary: April 2019
All of the “signals” we’ve been focusing on in the past several months remain solidly “in the green”. So why are we apprehensive? Perhaps we shouldn’t be, and simply are falling prey to our inner “Chicken Little” who always thinks the sky is falling. We’ve been guilty of that before.
1Q 19 Market Commentary
What a difference three months can make! Today, the bear has run back into its cave, the Fed has turned dovish, interest rates have plummeted, and stock markets have mostly recovered.