The Financial Planning Channel

How Much Can I Spend in Retirement?

How much can clients spend sustainably in retirement? This presentation provides an overview of Wade Pfau’s new book, How Much Can I Spend in Retirement? A Guide to Investment-Based Retirement Income Strategies, which focuses on sustainable spending from investments. He will explain the financial planning research on sustainable spending from investment portfolios in the face of a variety of retirement risks. You will also learn:

  • The origins of the 4% rule
  • How various assumptions impact the 4% rule
  • Whether 4% rule is appropriate for today’s retirees

Wade will answer attendees’ questions during the webinar and will be available to continue the discussion on APViewpoint.

Why Clients Ignore Your E-Newsletters

Even if you don’t mislead or offend clients, if you bore them, the time and effort to communicate with clients is wasted. There are six components to doing a great job of communicating online. While some advisors get two or three of them right, almost no one nails all six … and as a result, you aren’t getting the return that you could.

Six Words that Drive Compliance Crazy

Here are six phrases to avoid using in your marketing copy if you want your chief compliance officer to like you.

Striving for a Better World

Giving Day, the Tuesday after Thanksgiving, is fast approaching and with it the year-end charitable-giving season kicks off in earnest. In light of that, here is the response to one of the most common refrains we hear as we work with clients to structure their giving programs: “How can I ensure that my gifts truly make an impact?”

Annual Beneficiary Audits: As Important as a Will

Many investors assume a will dictates where their assets will go. But without properly designated beneficiaries, investors may not reach their legacy goals.

Ongoing Contributions to a Donor Advised Fund

While the initial gift to a client’s fund may tend to be the largest, we should not ignore the opportunity to continue to incorporate donor-advised funds into the client’s ongoing charitable plan.

Seven Tips for a Firm Name Prospects Won’t Forget

Most firm names are so bland and nondescript that it’s like having no name at all. There’s zero brand identity. Here are some of the worst mistakes advisors have made naming their firms.

Our Message to Congress: Save Our Savings!

One of President Donald Trump's campaign promises was to overhaul the US tax code. The administration recently released its tax proposal, and the pundits have been weighing in on how it will affect us all. As Congress continues to debate the latest version of the plan, which passed through the House of Representatives on November 16,

Dealing with Weaknesses

Shouldn’t we spend some time addressing our weaknesses and turning them into strengths rather than always dodging them and doing the same things we have become comfortable doing?

The Central Question for Your Business

Almost 60 years ago, an article appeared in the Harvard Business Review that posed the most important question for any business – and a question that is essential for advisors to address today.

Building client trust: The true value of a value statement

Open up with clients to earn trust.

Six Phrases Advisors Should Never Use

Most financial advisor websites, brochures and social media campaigns are generic. Their jargon is meaningless. If you’re using any of these six phrases then kick them to the curb.

Vanguard's Lesson on Great Client Communication

Advisors can learn from Vanguard, whose advice platform is adding $5 billion in assets a month, in part by making videoconferencing a core part of how it communicates with clients.

The October Employment Report

As expected, nonfarm payrolls rebounded from hurricane-related effects. The unemployment rate edged lower, but that may have been noise. Leisure and hospitality was the sector most affected by Hurricane Irma, which might explain the choppiness in average hourly earnings (up 0.5% in September, flat in October).

U.S. Workforce Recovery

We've updated our monthly workforce analysis to include last week's Employment Report for October. The unemployment rate fell to 4.1%, and the number of new nonfarm jobs (a relatively volatile number subject to extensive revisions) came in at 261K.