Articles

Articles from our Weekly Newsletters

Questions I'd be Asking If I Owned Tesla Stock

If I were long in Tesla’s shares I’d be asking certain questions. After all, you’re paying $50 billion for a company that trades completely on the spoils of future dreams.

The Danger in Private Real Estate Investments

A question I’m often asked involves the merits of investing in private real estate as an alternative to publicly available REITs. To answer that question, I will turn to the historical evidence.

The Long-Term Track Record for Factor Investing

A landmark study looked back at more than 100 years of data and 23 countries to determine if there are reasons to believe the cross-sectional patterns in factor returns will persist, or whether they were just anomalies that tended to disappear after publication.

A Summer Summary of Swell Stuff

Kick back, grab a cool beverage and read on about how to strengthen your online privacy (compliments of GDPR); a Plutus Award financial publisher honor you may want to aim for; and a handy robo-advisor resource.

A Proven Way to Boost Referrals

It is frustrating to have great relationships with clients and centers-of-influence (COIs) but virtually no one refers, especially considering how many people we know. Too few of our happy clients refer to us. Is this normal?

What Suits to Wear When it's a Scorcher

The business suit is a staple of what clients expect advisors to wear. However, with the oppressive heat waves of summer, just putting on a suit is a daunting task. This is how you do it.

The Surprising Traits that Inspire Trust

A new book focused on how institutional asset managers build sufficient trust to attract and maintain assets is helpful to advisors, albeit on a smaller scale. What I didn’t expect were the key traits that inspired trust.

How to Get Out Of Your Own Way

Just as investors have beliefs that limit their ability to grow their portfolio, advisors have beliefs that limit their ability to grow their practices. Those who overcome resistance get the most business. Here’s how the cycle of resistance works and what you can do about it.

Treasury Bonds Are the Only Bonds You Need

This article compares the performance of the premier investment-grade bond index, the AGG, to the performance of its subset U.S. Treasury index. Surprisingly, the long-term performance of the Treasury index is nearly that of the AGG, and outperformed it in several crucial periods.

The Unique Retirement Issues Facing Women

Women face at least 12 unique financial and life challenges related to long-term retirement planning. Addressing them can be overwhelming and uncomfortable. Only by understanding the issues can you develop strategies that will provide the greatest chance of achieving your clients’ goals.

Robos Prevent Fee Compression (and don't cause it)

Roboadvisors don’t cause fee compression; when used correctly by advisors, they are the solution.

Why RIAs are Slow to Adopt No-load Annuities

For industry veterans, annuities conjure the “bad old days” of pushy insurance companies offering rich commissions to snake-oil salesmen with Rolex-knockoffs peeking out from French cuffs.

Proven Tactical Allocation Strategy Driven by Behavioral Crowds

C. Thomas Howard, PhD, is the CEO and chief investment officer at AthenaInvest, Inc., a Colorado-based investment manager. He is the co-manager of the Athena Global Tactical ETFs, a separately managed account. As of June 30, 2018, since its inception in September 2010, it has had an annualized return of 19.0%, outperforming its benchmark, the MSCI All Country World Index (ACWI) by 900 basis points. It is rated five-stars by Morningstar.

Mr. Chairman, “Rebuild the 40 Act Wall”

The drafters of the Advisers Act of 1940 thought investors would confuse real advisors from salesmen who pretended to be advisors. That’s why they built a wall to separate the two. Now the SEC wants to tear it down.

The Liquidity Risk in Bond ETFs

We sold the ETFs because we were concerned about the low-probability but still possible risk mismatch in liquidity between the ETF and the securities it holds, in the event of a (not-low-probability) panic sell-off in the market.